Tag Archives: Phil Cannella events

Pres. Trump Signs Order to Reduce Regulations

Trump signs exec order

Today President Donald Trump followed through on another one of his campaign promises by signing an Executive Order designed to reduce the number government regulations and help American businesses. By signing the order, Trump commands all federal agencies (starting in 2018) to create “regulatory reform” task forces which will evaluate federal rules, and recommend whether to keep, repeal or change them. The President said that he will slash 75% of existing government regulations including paving the way for the Keystone XL Pipeline and the Dakota Access Pipeline, and reversing Pres. Obama’s “Stream Protection Rule” which was designed to stop coal companies from putting coal-waste near natural waterways.

Trump says the current regulatory system is “a tremendous burden on American business and that cutting regulations will create jobs and more economic opportunities in the U.S.” He wants to stop companies from being punished for doing business in the U.S. and adds that “if regulations do not make life better and safer for American workers, then those regulations will be eliminated.”

A recent survey on small business regulations from the National Small Business Association found that small business owners reported spending an average of $12,000 a year on regulations and 58% of owners said federal regulations where the most difficult source. The IRS, EPA, and Labor Department were cited as the federal agencies with the most troublesome regulations in the survey, with the IRS dominating the vote.  For many small business owners, $12,000 a year is the difference between profit and loss, especially if you’re in your first few years of business.  When margins are tight, taking out business loans to finance a new hire to help you become compliant or to pay for legal expertise to help you navigate the regulations can get expensive fast, especially if your business credit isn’t great.

See more from Pres. Trump’s press conference today, below.

By the way, the U.S. isn’t the first country to try and reduce the number of its federal regulations. Canada, Australia and the United Kingdom have already slashed regulations. For example: for every rule issued in the U.K., three existing rules must be eliminated. According to a U.K. government report, that requirement saved businesses over $1 billion dollars from May 5, 2015 to May 26, 2016.

Treasury Sec. Says Trump’s Tax-Reform Plan is Coming

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U.S. Treasury Secretary Steve Mnuchin made some bold assertions about President Trump’s forthcoming tax restructuring plan. Trump’s proposed tax reform has been one of the important components in the dramatic rise in the U.S. stock market since Trump’s election victory.  Today Secretary Mnuchin told CNBC’s “Squawk Box”:

“I want to see very significant tax reform passed before Congress’ August recess. We want to get this done by the August recess. We’ve been working closely with the leadership in the House and the Senate and we’re looking at a combined plan.”

Watch the entire interview below.

During the campaign, President Donald Trump proposed the most significant tax cuts since Ronald Reagan.  President Trump wants to CAP the number of deductions you can take every year on your federal income tax return at $200,000.

His tax plan calls for reducing personal income tax rates from 7 brackets, to just 3 brackets:

The current 7 tax brackets are:

  • 10% – Single: $0- $9,275-                       Married joint:  $0- $18,550
  • 15% – Single: $9,275-$37,650-              Married joint:  $18,550 – $50,400
  • 25% – Single: $37,650- $91,150            Married joint:  $50,400- $130,150
  • 28% – Single: $$91,150- $190,150        Married joint:  $130,150- $210,800
  • 33% – Single: $190,150- $413,350        Married joint:  $210,800- $413,350
  • 35% – Single: $413,350-$415,050         Married joint: $413,350- $441,000
  • 6% – Single: -$415,050 +                         Married joint filers- $441,000 +

President Trump is proposing 3 brackets:

  • 12% percent
  • 25% percent
  • 33% percent

During his campaign, Trump called for the repeal of the alternative minimum tax and the estate tax. With the elimination of the alternate minimum tax, itemized deductions would be worth more. Under current law, a taxpayer can pass up to $5.45 million to heirs tax free. For married couples it’s $10.9 million. Above that amount, beneficiaries must pay an estate tax of 40 percent. (Fifteen states and the District of Columbia also assess an estate tax.)

Any forthcoming tax changes are bound to be anxiety producing for people in or near retired years.  If you’re losing sleep at night worrying about how future tax laws might negatively affect your retirement nest-egg, then let Crash Proof Retirement’s Phil Cannella and Joann Small educate you on how the exclusive Crash proof Retirement System can help. This proprietary system is designed so that when the market goes up, your accounts can experience gains, but when the market goes down or crashes, your accounts stay even; You never lose a penny of your principal and that’s guaranteed! Get educated on the proprietary Crash Proof Retirement System at the next Crash Proof event!

Register here.

There is no cost…No obligation…Just a Crash Proof Education from the creator of the exclusive Crash Proof System-Phil Cannella, and the CEO of Crash Proof Retirement- Joann Small.

See what you’ll learn at a Crash Proof Retirement Educational Event. Watch below.

The Truth Behind Mutual Funds

hiddenfees

Millions of Americans are invested in Mutual Funds, but many do not understand the make-up or fees involved. Phil Cannella is on a mission to bring truth and transparency to American retirees as it pertains to their finances and the financial “professionals” who are in charge of managing their accounts.

As the creator of the exclusive Crash Proof Retirement System, Phil Cannella exposes the truth about mutual funds. With over 12,000 different accounts in this country alone, mutual funds represent the most accessible option available to most investors looking to grow their money. But very few investors really understand where their money goes once they write the check to their fund’s manager, as Phil Cannella explains.

“There are fees involved with every mutual fund. Many of them are covered in the fund’s prospectus; the book that everyone supposedly reads cover-to-cover but never do!”

There is another document called the Statement of Additional Information that most people haven’t heard of, let alone read. It’s a document that discloses several additional fees that eat into your money.


“This one is called the Statement of Additional Information, and it makes the prospectus look like a Dr. Seuss book.”

What’s worse is that you probably aren’t even aware this document exists. But don’t feel bad—as Cannella points out, chances are your broker of fund manager isn’t aware of it either! That’s because mutual fund companies don’t consider the Statement of Additional Information an essential part of educating clients about the fund. Therefore, investors must issue a specific request that their fund manager share this document with them.

“Any industry that requires licensure—insurance, accounting, doctors, teachers—that professional is held to a fiduciary responsibility,and that means the professional must put your interest as a client, a patient, a student—above his or her own interests. So are you surprised that Wall Street does not operate under a fiduciary responsibility?”

Without a fiduciary obligation, Cannella reasons, there’s no way to tell if the one mutual fund—out of 12,000 options—that your advisor chose is the fund that best serves your interests. Until now, that is. Phil Cannella promises that if you want FULL disclosure of the fees associated with your mutual fund, all you have to do is call Crash Proof Retirement at 1-800-722-9728, or go to: CrashProofRetirement.com and schedule an educational appointment.

See what attendees at a Crash Proof Educational Event learned about the hidden fees in Mutual Funds.

Why the U.S. Should Worry about Italy and France

Flag-Pins-France-Italy

Americans seem to mainly focus on the economic news in our own backyards and pretty much ignore the economic turmoil that’s occurring with our European allies.

Case in point: This week Loretta Mester, who is the President of the Federal Reserve Bank of Cleveland, said she will be “comfortable with the central bank raising interest rates now as inflation pressures increase.” She added that she is “positive with the economy and that the U.S. economy is on sound footing and would be comfortable with an increase in the funds rate at this point, if the economy keeps going the way it’s going.”

Mester’s statements made headlines in all the financial newspapers, networks and websites, but the breaking news that received far less attention, (but is even more important) is the fact that France and Italy face increasing economic turmoil which could threaten both countries’ memberships in the European Union (EU) and toss the global economy into chaos.

Dr. Mester’s comments came after the monthly Consumer Price Index (CPI) showed that the amount of money Americans had to spend on goods and services (except for food and energy) rose by 0.6% in January: the biggest hike in 4 years. Over the past year the Consumer Price Index has climbed 2.5%, the biggest increase in a 12-month span in five years. Economists like Dr. Mester say the news is good for the economy because it will raise inflation, and will lead to another rise in the Federal Funds Rate.

But the news which is being pretty much being ignored overseas is that Italy poses the greatest threat to the stability of the Euro, despite the upcoming Presidential election in France. Italy’s former Prime Minister, Matteo Renzi, resigned as leader of Italy’s ruling Democratic Party on Sunday, and one of the candidates running for President of France is promising to “re-negotiate France’s membership in the European Union (EU)

First it was Britain (with Brexit) voting to leave the European Union. Will others follow? Only time will tell. It appears that the economic instability of European nations seems to be the last thing on the Fed’s mind in the U.S. but we all know that the world’s economies are inter-connected, and if the European Union falls apart, logic tells us it cannot be of good thing for the U.S. economy.

Global instability is a very real concern, and it’s not something that you should worry about having a negative impact on your retirement nest-egg.

If you’re worried about losing any part of your retirement nest-egg then let Phil Cannella and Joann Small educate you on the proprietary Crash Proof Retirement System. This proprietary system is designed so that when the market goes up, your accounts can experience gains, but when the market goes down or crashes, your accounts stay even; You never lose a penny of your principal and that’s guaranteed! Get educated on the proprietary Crash Proof Retirement System at the next Crash Proof event!

Register here.

There is no cost…No obligation…Just a Crash Proof Education from the creator of the exclusive Crash Proof System-Phil Cannella, and the CEO of Crash Proof Retirement- Joann Small.

See what you’ll learn at a Crash Proof Retirement Educational Event. Watch below.

Why Does the Stock Market Continue to Rise?

Market

Since Donald Trump was elected the 45th President of the United States, the markets have continued to rise steadily. The Dow Jones Industrial average has soared 12% or over 2,500 points to an all-time record high of over 20,800 points. The S&P 500 has also reached a new record high of over 2,300 after gaining 10% since last November. The S&P index has also attained $20 trillion dollar in market cap investments for the first time ever. The NASDAQ, meanwhile has gained over 10% since November of 2016, and is at a new record high of over 5,800.

There has been so much criticism levied against President Trump from opposing groups who are upset at his stance on immigration, the border wall along Mexico, his administration’s relationship with Russia, that you would think the markets would be down, but exactly the opposite has occurred. The markets have gone 86 straight trading sessions without a down day of more than 1% (longest since 2006), and before that: the mid 1990’s.

According to FactSet (which provides financial information and analytic software for investment professionals)
* 67% of S&P 500 companies have turned in better-than-expected earnings per share.
* 52% of companies have reported sales above average estimates.

Several stocks sectors are up substantially since the election including:
* Investment banks like Goldman Sachs
* Heavy machinery manufacture Caterpillar
* Airline builder: Boeing
* Technology companies like Apple and Tesla
* Also: steel-makers, and auto-makers & pharmaceutical companies

According to the latest survey from the American Association of Individual Investors

“American confidence in the economy is at a 12 year high with consumers and businesses showing better-than-forecast optimism.”

Businesses are expecting corporate tax cuts of 20% on federal taxes and 20% on foreign tax rates, and Pres.Trump has hinted at a big tax announcement in a few weeks. The corporate business world seems to really like it when Trump uses so-called: “bombastic language” to promote his agenda. For example: he promised a “phenomenal tax plan” during a recent meeting at the White House with airline executives. So far President Trump has been able to show the business world that he has made meaningful progress on his pro-business agenda and he is still seen as very “Pro-business.”  

But how long can it last?

If you are searching for a safe and guaranteed alternative to the risk, corruption and fees on Wall Street, then you need to get educated on the exclusive Crash Proof Retirement System

If you want lock in your gains and safeguard your retirement nest-egg then let Phil Cannella and Joann Small educate you on the exclusive Crash Proof Retirement System. This proprietary system is designed so that when the market goes up, your accounts can experience gains, but when the market goes down or crashes, your accounts stay even; You never lose a penny of your principal and that’s guaranteed! Get educated on the proprietary Crash Proof Retirement System at the next Crash Proof event!

Register here.

There is no cost…No obligation…Just a Crash Proof Education from the creator of the exclusive Crash Proof System-Phil Cannella, and the CEO of Crash Proof Retirement- Joann Small.

See what you’ll learn at a Crash Proof Retirement Educational Event. Watch below.

Wall St. Practice that Led to ’08 Recession is Making a Comeback

Financial Crisis

For most of us the ugly memories of the the financial crisis of 2007 & 2008, where Wall Street combined loans & mortgages into investment packages and then sold them to anxious investors, is still very fresh in our minds. The so-called “peer to peer” selling practices (known as asset-backed securities) became a horrible symbol of the worst economic downturn since the Great Depression. The bad news is: the practice of bundling loans together and packaging them to sell to investors is still around, and they’re making a comeback.

According to CNBC

Peer-to-peer lending, also known as marketplace lending, is a burgeoning business and involves private loans between lenders and borrowers, usually arranged through web sites such as Prosper, Lending Tree and SoFi, along with a growing array of other entrants to the field. Investors like the loans for the yield they provide, and individuals and business people enjoy the ease of going to a site and being able to procure funding relatively quickly. But as the industry is growing, so are its funding needs. That’s where big Wall Street banks are stepping in. Peer to peer platforms increasingly are bundling loans together and selling them off to institutional investors as “asset-backed securities.”

All of this brings back fresh memories of the “great recession” that began in 2007 with a crisis in the subprime mortgage market. It then quickly led to the international banking crisis with the collapse of the investment bank Lehman Brothers in 2008. What followed were bailouts and Quantitative Easing efforts to prevent a possible collapse of the world’s financial system. The crisis was followed by a global economic downturn, the Great Recession, and then the Eurozone crisis which hit the banking system of the European countries using the euro.

The Dodd-Frank Wall Street Reform and Consumer Protection Act was then created to lessen the chance of a recurrence, but now Dodd-Frank is being tabled by Pres.Trump, and may possibly be dismantled.

Where does all of this leave the average investor or retiree?

If you are searching for a safe and guaranteed alternative to the risk, corruption and fees on Wall Street, then you need to get educated on the exclusive Crash Proof Retirement System

If you’re worried about losing any part of your retirement nest-egg then let Phil Cannella and Joann Small educate you on the proprietary Crash Proof Retirement System. This proprietary system is designed so that when the market goes up, your accounts can experience gains, but when the market goes down or crashes, your accounts stay even; You never lose a penny of your principal and that’s guaranteed! Get educated on the proprietary Crash Proof Retirement System at the next Crash Proof event!

Register here.

There is no cost…No obligation…Just a Crash Proof Education from the creator of the exclusive Crash Proof System-Phil Cannella, and the CEO of Crash Proof Retirement- Joann Small.

See what you’ll learn at a Crash Proof Retirement Educational Event. Watch below.

What happens to markets if investors lose faith in Trump?

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A big question currently facing Wall Street, after all the executive orders from President Trump and the Dow flirting with the “magical” 20,000 mark:

If President Trump’s pro-economic growth, legislative agenda does not advance as promised, will the markets begin to lose faith and fall? 

Wall Street watchers say that investors are, at least for the time being, willing to wait out the uncertainty, as long as they believe Trump’s agenda stays on course. Today it was announced that microchip maker Intel will invest $7 billion in an Arizona factory employing up to 3,000 people. That’s the kind of news investors like to hear.

Randy Frederick, vice president of trading and derivatives at Charles Schwab told CNBC today:

“What Trump and his administration have to do is show that they’re making what the market perceives to be meaningful progress and, if there is anything that shows a substantial amount of progress and something looks pro-business, I think we’ll see the market break out to new highs again.”

According to the latest numbers from the American Association of Individual Investors survey, American confidence in the economy is at a 12 year high with consumers and businesses showing better-than-forecast optimism. However, one-time GOP Presidential candidate and billionaire publishing magnate Steve Forbes says that the economy simply must grow under the Trump Presidency, or he risks losing his blue collar support and faces the possibility of a failed presidency.

Watch below.

The Trump stock market rally actually began a few days before Election Day on November 4th and has resulted in the S&P 500 gaining just shy of 10%, and the Dow dancing around 20,000. But now the real work begins and we’ll see if Wall Street rises to the next level, or if stocks begin a massive selloff.

If you’re worried about a “massive stock sell-off” (with the markets losing 20%, 30% or more of their value) thus severely hurting your retirement nest-egg, then you need to get educated on the exclusive Crash Proof Retirement System from its creator-Phil Cannella and the company’s CEO- Joann Small. This proprietary system is designed to ensure safety for your accounts so when the market goes up, your accounts can experience gains, but when the market goes down or crashes, your accounts stay even; You never lose a penny of your principal and that’s guaranteed! Get educated on the proprietary Crash Proof Retirement System at the next Crash Proof event!

Register here.

There is no cost…No obligation…Just a Crash Proof Education from the creator of the exclusive Crash Proof System-Phil Cannella, and the CEO of Crash Proof Retirement- Joann Small.

See what you’ll learn at a Crash Proof Retirement Educational Event. Watch below.

Consumer Tips on How to Downsize

downsizing

In a prior blog-post on crashproofretirement.com, we focused on three areas of household spending, on which you need to pay attention if you want to save money in retirement.

One of those areas is housing costs.  You definitely need to consider downsizing your home to save money, and ultimately reduce stress in your life. But it can also be difficult to determine which items you should transfer to your new home and which you should give rid of.

To help you with this challenging task, as a consumer advocacy organization, Crash Proof Retirement is providing four tips for downsizing with ease:

1. Embrace minimalism
The art of minimalism has been recognized in Eastern countries for ages, but it’s becoming more and more popular in the West as time presses on. As you can imagine, just by looking at the title of the movement, Minimalism is pretty simple.
Clean your house — your whole house, crazy spring-cleaning style — and touch every single item you own. This includes furniture, knick-knacks, decorations, keepsakes — all of them.
Then ask yourself one very simple question: “Does this item bring me joy?” Really think about it. Don’t ask, “Will this item bring me joy one day?” or “Has this item brought me joy before?” Ask, “Does it bring me joy at this time in my life?” If the answer is no, get rid of it. Recycle it. Donate it. Sell it. Dismiss it from your life. You’ll be surprised how easy downsizing can be if you look at things in this way.

2. Go camping
OK, we know this sounds silly, but hear us out: It’s easy to realize how much you need — or more to the point, don’t need — something if you don’t have it. If you spend a weekend in the woods roughing it, you’ll get a different perspective on your belongings. You might find that you return to your home and realize that you’re living in a state of excess, and you’ll be able to get rid of many more items than you might have previously imagined.

3. Measure your new home
After finding a home that meets your basic needs and your budget, measure your new room sizes. When you understand how much physical room you have, you’ll be able to make decisions more easily about what you should throw away and what you should keep.
You might have a 20-by-15-foot living room right now, but your new home only has a 12-by-12-foot living room. When you measure, you’ll know you probably have to get rid of that antique lounger you never sit on and that bulky hutch that’s just for show.

4. Go digital
This tip concerns your keepsakes, collectibles and photographs in particular. These are items that may bring you joy, but they’re also things that take up a lot of space when they don’t have to. Scan your pictures onto your computer so you can look at them anytime without having to rummage through clunky, old photo albums. Take pictures of your larger keepsakes and upload them instantly to your phone or computer.

Downsizing you home is definitely a great way to save money in retirement, but what about safe-guarding your financial nest-egg from the risk, fees and corruption on Wall Street?  If your life savings is invested in stocks, bonds or mutual funds, that means your money is in securities, and there’s nothing secure about securities!

Planning for a successful and worry-free retirement isn’t always easy, but you can get educated on the exclusive Crash Proof Retirement System from its creator-Phil Cannella and the company’s CEO- Joann Small. This proprietary system is designed to ensure safety for your accounts so when the market goes up, your accounts can experience gains, but when the market goes down or crashes, your accounts stay even; You never lose a penny of your principal and that’s guaranteed! Get educated on the proprietary Crash Proof Retirement System at the next Crash Proof event!

Register here.

There is no cost…No obligation…Just a Crash Proof Education from the creator of the exclusive Crash Proof System-Phil Cannella, and the CEO of Crash Proof Retirement- Joann Small.

See what you’ll learn at a Crash Proof Retirement Educational Event. Watch below.

Americans Spend Majority of Money on These 3 Areas

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As we all know, daily expenses can add up. Even as we enter our golden years of retirement, if we haven’t planned properly, the pressure of balancing the family budget can be as heavy as when we were in our younger years trying to make ends meet.  If you are losing sleep at night trying to figure out how to save money, there are a few different areas on which you can focus when trying to cut your costs and get serious about saving.

The first thing that you need to realize is that there are three main areas, on which you must focus if you want to try and save on expenses:

  • Housing
  • Transportation
  • Food

Americans spend the bulk of their money in: housing, transportation, and food.  In fact, combined, these 3 categories account for about $35,000 — or 62% — of the $56,000 dollars that households spend (on average) each year, according to the Bureau of Labor Statistics.

Take a look at the chart below, provided by the Bureau of Labor Statistics as to where the majority of Americans, spend their money, Again, the average American family spends about $56,000 per years on household expenses.

chart

  • The first thing you can do, to try and cut costs is to downsize into smaller home. Not only can you reduce your mortgage payment  but you may also be able to capitalize on equity that you have accumulated in your house.
  • Consider the purchase or lease of a car or a house is a longer-term commitment.
  • With food, you can make some pretty immediate changes to trim costs, like shopping in bulk and cooking at home.
  • Find the discounts whenever you go shopping.
  • Get rid of any extra cars or payoff your current vehicle as to not have any recurrent bills.

See more from US News and World Report.

Retirement should mark the “recess years” of one’s life. You should be spending your time having fun and doing the things that you always wanted to do while you were working but couldn’t. You worked a lifetime for your retirement savings; you earned it for a lifetime; shouldn’t you be able to keep it for the remainder of your life?  If you have questions about how to make the most of your retirement and would like to get educated on how to safeguard your retirement nest-egg, then you need to get educated on the exclusive Crash Proof Retirement System.

If you are in or near retirement, wouldn’t you like to lock in the gains you’ve made on the stock market and never have to worry about another crash or downturn?  There is a safe and guaranteed alternative to the risk, corruption and fees within the securities industry, and it’s called the exclusive Crash Proof Retirement System. If you’re worried about losing any part of your retirement nest-egg then let Phil Cannella and Joann Small educate you on the exclusive Crash Proof Retirement System. This proprietary system is designed so that when the market goes up, your accounts can experience gains, but when the market goes down or crashes, your accounts stay even; You never lose a penny of your principal and that’s guaranteed! Get educated on the proprietary Crash Proof Retirement System at the next Crash Proof event!

Register here.

There is no cost…No obligation…Just a Crash Proof Education from the creator of the exclusive Crash Proof System-Phil Cannella, and the CEO of Crash Proof Retirement- Joann Small.

See what you’ll learn at a Crash Proof Retirement Educational Event. Watch below.

Markets Facing Biggest Challenge of 2017

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The U.S. stock market has experienced unprecedented gains since President Donald Trump won the election on Nov. 8, 2016.  The Dow Jones Industrial average surpassed the 20,000 mark for the first time ever having risen 1,700 points since Trump was elected the nation’s 45th President. Prior to today’s trading, the S&P 500 hadn’t declined by 1% or more for 74 days, (which is the longest such streak in 10 years.)  If you remember back in history, it took the Dow 27 years to go from 5,000 in 1972, to 10,000 in 1999. The Dow hit 14,164 in October 2007. Then lost more than 50% of market value, crashing to around 6,600 in March 2009 due to the global financial crisis, but it has taken just 8 years since then for the Dow to hit the 20,000 plateau.

Today the market did suffer its worst losses of 2017 which has many investors concerned. Many believe that today’s downturn has a lot to do with President Trump’s temporary ban on immigrants coming to the U.S. from 7 countries. This past Friday, the President signed an executive order that would temporarily prevent entry into the U.S. by refugees from: Iraq, Syria, Iran, Sudan, Libya, Somalia and Yemen. The concern from investors is how Pres. Trump’s executive decision on immigration is going to effect international business with the U.S.

Jurgen Hardt, who is a German foreign ministry official told CNN/Money-

“I am anxiously awaiting the moment when the stock markets turn from good to bad. An America that operates by itself will no longer be attractive for investors.”

See more on the history of the stock market roller coaster here.

Watch below as CNBC explains what happened to the markets today and how Wednesday’s meeting of the Federal Reserve Policy Board is the most critical of the new year.

With the market down and facing it’s biggest challenge of the new year so far,  The question you have to ask yourself is:

If the stock market drops 30% or more this year, do you have time to recover your losses?

It’s a question you must seriously consider if you’re facing retirement.

If you’re in or near retirement, wouldn’t you like to lock in the gains you’ve made on the stock market and never have to worry about another crash or downturn?  There is a safe and guaranteed alternative to the risk, corruption and fees within the securities industry, and it’s called the exclusive Crash Proof Retirement System. If you’re worried about losing any part of your retirement nest-egg then let Phil Cannella and Joann Small educate you on the exclusive Crash Proof Retirement System. This proprietary system is designed so that when the market goes up, your accounts can experience gains, but when the market goes down or crashes, your accounts stay even; You never lose a penny of your principal and that’s guaranteed! Get educated on the proprietary Crash Proof Retirement System at the next Crash Proof event!

Register here.

There is no cost…No obligation…Just a Crash Proof Education from the creator of the exclusive Crash Proof System-Phil Cannella, and the CEO of Crash Proof Retirement- Joann Small.

See what you’ll learn at a Crash Proof Retirement Educational Event. Watch below.